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Got what it takes to pilot a plane? Race a car? Scale a cliff?
Many people have hobbies that take them to extremes.
While these guys might find it easy to summon the guts,
they often have trouble finding insurance.
By Ronald E. Hauenstein, CLU, ChFC
Roughly once every two years, I clean my desk. To most people, this task is simply a matter of housekeeping and "getting more organized." However, I'm motivated by far more material concerns, as you shall soon see.
By Janet C. Arrowood
By the time you read this, we will have a new President. And our new leader will undoubtedly have definite ideas about how to "fix" or "save" Social Security. But Presidents have very little real ability to implement major changes, particularly given the vagaries of Congress.
By Jack V. Sinclair
A life settlement is the sale of an existing life insurance policy for immediate funds that represents a percentage of its net death benefit In the past, these transactions, commonly known as viatical settlement agreements, were almost exclusively used with terminally ill policyholders. However they have been extended to healthy seniors, where they can enhance the financial and estate planning flexibility for some affluent seniors.
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