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By Penny Righthand, CLU, ChFC Several months ago I began shopping for appliances, tiles and paints for a home improvement project. Everyone knows where to go for these thingsthose huge home improvement stores. This being my first such project, I had no idea where else you would go to buy appliances and sinks and toilets and such. I walked into one of those colossal stores, and I was transported! The model kitchens and bathrooms were just magnificent. I could picture myself dressed in an organza apron and stiletto heels, carrying an elegant gourmet meal from the gleaming stainless steel oven to the marble countertop. I looked for someone to tell me about this fabulous kitchen. A young lady offered to help. Can you tell me about this oven and stovetop? I asked her. The dreaded blank stare Well, is there someone who could help me? I asked. Sign your name on the sheet over there, she pointed vaguely in another direction. Theyll call your name. I headed over to sign my name on the sheet, wondering who they were. When my name was mispronounced over the loud speaker, I headed back to the sign-up sheet. What happened next was simple. The person who was free to help me also had no experience with the things I wanted help with. She did point out that one stove was a lot cheaper than the one in the model kitchen that had caught my eye. She said I could save a lot of money by buying the cheaper one, which looked almost the same. It was clear to me that cheap was synonymous with desirable, as long as they looked almost the same. So, I made my purchases.
Across the Bay I pulled the car into the parking lot with the old painted sign that said Cherins. The place was not exactly a showroom. We walked around and found stovetops, ovens, washers and dryersthe same things I had seen where I bought my stuff. Martin Cherin approached us. Turns out he was the third generation to own and run this store. Crispy lettuce I actually had wondered about these things, but it never occurred to me that there was an explanation. I attributed these problems to my own domestic limitations. Like forgetting that the lettuce had actually been in there three weeks, rather than three days. But Marty exonerated me from this self-abuse; evidently there are only one or two brands of refrigerators that address the problem. Marty was a treasure trove of appliance wisdom: Why all ovens are basically the same, but stovetops vary greatly. Why you keep the oven open when you broil. Why the clothes dryer filter is always full even when you put in seemingly lintless clothes. Why a top-loading washer ruins your clothes and wastes energy. Why you cant get a strong stream of water from your shower like you used to. A passion for selling And you know what? The appliances didnt cost any more at Cherins than buying them where I did. Hmmm. Penny Righthand, CLU, ChFC, lives in the San Francisco area. You can contact her at 70 Washington St., Suite 220, Oakland, CA 94607, or by email at prighthand@ft.newyorklife.com. This Month
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