Legal Notices and Disclaimers
The content of this website is subject to copyrights, trademarks,
and service marks owned or controlled by (i) the National Association
of Insurance and Financial Advisors Service Corporation, which is
the publisher of Advisor Today (and is hereafter referred
to as Advisor Today) and which is a subsidiary corporation
of the National Association of Insurance and Financial Advisors
(NAIFA), or (ii) other entities or persons. No material from this
website may be copied, reproduced, downloaded, transmitted, distributed,
published, modified, or in any way exploited or made part of derivative
works, in any form or by any means, without express prior written
permission from the owner of the material. Personal, non-commercial,
use of material from this website may be made to the limited extent
that a single machine-readable copy and/or a single paper copy is made
of occasional articles of personal interest. In addition, visitors
to this website may use the “E-mail to a Friend” function,
where applicable, to pass on occasional articles of interest to
another person. All other rights are reserved.
The Advisor Today and NAIFA names, trademarks,
service marks and logos that appear on this website may not be used
in any advertising or publicity, or otherwise used to suggest Advisor
Today’s or NAIFA’s endorsement, sponsorship of, or
affiliation with, any product, service, person or entity, without
prior express written permission from Advisor Today or
NAIFA. Other brand names, product names, trademarks and service
marks appearing on this website are the property of their respective
owners.
This website contains links to other Internet
sites. Advisor Today and NAIFA have no control over, are
not responsible for, and do not endorse or recommend such other
sites, or the information, products, materials or services available
at such other sites, unless such endorsement or recommendation is
explicitly stated. In such cases, the endorsement or recommendation
is strictly limited to the specific information, products, materials
or services referred to and none other. Advisor Today may
allow third party vendors to advertise on the Advisor Today
website and to provide a link from the Advisor Today website
to the vendor’s website, whereby visitors to the Advisor
Today website may be transferred to the vendor’s website.
As stated above, Advisor Today and NAIFA do not endorse
or recommend any such vendor or its products or services unless
such endorsement or recommendation is explicitly stated. Advisor
Today and NAIFA have not assessed the accuracy of any advertisement
or the quality of any advertised product or service, and disclaim
all liability for any claims or damages that may result from the
use of external websites linked to the Advisor Today website,
from any transactions with Advisor Today’s advertisers,
or from the purchase or use of any advertised products or services.
Advisor Today is the official publication
of NAIFA. The information and services on this website are provided
as a benefit and service to NAIFA members. The information and services
on this website do not constitute insurance, financial, investment,
estate planning, tax, legal, compliance, accounting, or other professional
services or advice by Advisor Today, by NAIFA, or by the
authors of the website material. The facts and opinions in Advisor
Today articles represent their authors’ views and are
not necessarily endorsed by Advisor Today or NAIFA, unless
indicated. While Advisor Today tries to provide accurate
reporting, Advisor Today and NAIFA do not guarantee the
accuracy, completeness or timeliness of this website. This website
may contain inaccuracies or typographical errors. Changes are periodically
made to this website and may be made at any time. Advisor Today
and NAIFA disclaim all liability for claims or damages that may
result from errors on this website. Advisor Today will
attempt to correct material errors brought to its attention through
appropriate errata.
Advisor Today reminds its website visitors to ensure that
the manner in which they sell insurance and other financial products, and the
advertising and sales materials they use, comply with state, federal and NASD/SEC
requirements, and the compliance rules of the insurance and other financial companies
they represent. The generic nature of information on this website may conflict with
specific, and frequently changing, state and federal laws and regulations and the
rules of insurance and other financial services companies. If in doubt about
compliance issues, check with your company.
THIS WEBSITE IS PROVIDED “AS IS” WITHOUT
WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. ADVISOR TODAY AND NAIFA
DISCLAIM ALL LIABILITY FOR ANY CLAIMS OR DAMAGES THAT MAY RESULT
FROM THE USE OR OPERATION OF THIS WEBSITE. ADVISOR TODAY AND NAIFA
DO NOT WARRANT THAT THIS WEBSITE WILL OPERATE WITHOUT ERROR OR
THAT THIS WEBSITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES.
ADVISOR TODAY AND NAIFA ARE NOT RESPONSIBLE FOR ANY DAMAGES OR
COSTS IF USE OF THIS WEBSITE RESULTS IN THE NEED FOR SERVICING
OR REPLACING EQUIPMENT OR DATA OR IF ANY OTHER CONSEQUENTIAL DAMAGES
OR COSTS OCCUR AS A RESULT OF SUCH USAGE.
Privacy Statement
Advisor Today and NAIFA attempt to protect the privacy
of those who access the Advisor Today website.
Advisor Today and NAIFA may collect contact
information from those visitors to the Advisor Today website
who voluntarily provide such information. Advisor
Today and NAIFA may use this information to contact website
visitors concerning subscriptions to, or reprints from, Advisor
Today magazine, NAIFA membership, or other information that may be
of interest to insurance and financial advisors.
Advisor Today and NAIFA may share contact
information from NAIFA’s federation membership
list with a few select companies to help raise non-dues revenue
for NAIFA or to inform members of products or services that may be of
interest to insurance and financial advisors. Please notify the NAIFA
Member Services Department toll-free
at 1-877-866-2432 if you do not want Advisor Today or NAIFA
to make your contact information available to third parties for
purposes other than association business.
NAIFA’s conferences and state and local
associations have their own membership list policies and members
must contact those organizations individually concerning this subject.
NAIFA can provide members with contact information for those organizations,
but NAIFA does not control their use of membership information.
Advisor Today may also collect information
from visitors to the Advisor Today website who participate
in voluntary online surveys. Advisor Today uses survey
information to help gauge the opinions and interests of insurance
and financial advisors and to gather information about the insurance
and financial services industry. Unless required by law, or as otherwise
noted in a survey information request, Advisor Today does
not disclose to third parties the identities of those who respond
to surveys, but may disclose to the public the survey responses
themselves, both individually and in the aggregate.
Advisor Today does not currently collect
any individually identifying information from visitors to the Advisor
Today website other than the volunteered contact and survey
information described above. In the event that Advisor Today
begins to collect additional information in the future from visitors
to the Advisor Today website, this Privacy Statement will
disclose that fact and will explain how such information is used.
Notwithstanding Advisor Today’s
efforts to protect the privacy of visitors to the Advisor Today
website, transmission of sensitive or confidential information to
the Advisor Today website should be guided by an understanding
that electronic communications are not secure against interception.
Questions or comments about this Privacy Statement
or the Advisor Today website may be sent to the attention
of Maggie Leyes, Advisor
Today’s managing editor or at Advisor Today,
2901 Telestar Court, Falls Church, VA 22042.
Copyright© 2005 National Association of Insurance
and Financial Advisors Service Corporation. All rights reserved.
|
Warning: include(../skyscraper_sub) [ function.include]: failed to open stream: No such file or directory in /usr/local/apache/vhosts/advisortoday.com/htdocs/archives/2003_september/LegalNotices/legalnotices.html on line 4823
Warning: include() [ function.include]: Failed opening '../skyscraper_sub' for inclusion (include_path='.:/usr/local/share/pear') in /usr/local/apache/vhosts/advisortoday.com/htdocs/archives/2003_september/LegalNotices/legalnotices.html on line 4823
|
About Us
NAIFA
