Articles about Retirement Planning Financial Planning
- How Men and Women Think About Retirement
According to a recent survey, although women face the prospect of living longer than men, they often underestimate future health care costs.
- Safeguard Your Clients’ Retirement
Discuss these five questions with your retiree and preretiree clients to make sure they are financially secure.
- The Other Side of Retirement
It may be the much-overlooked blue-collar workers who will help you build a lucrative practice of loyal clients.
- Being There: the Five Phases of Retirement
It?s your job as an advisor to make sure that you are there?and active?during all these phases.
- To Boomers’ Health
Accurate projections of health-care costs are critical for your clients’ retirement planning.
- Why Income Planning Is Key
You need to be in this market to
set yourself apart.
- Maximizing Your Client’s Pension
If she is healthy, ask her to buy whole life a few years before she retires.
- The Pension Protection Act
Discover the many opportunities it
offers for annuity sales.
- IRAs, SIMPLEs or Safe Harbor?
Find out which retirement plan is best for your business-owner client.
- Extreme Rollover Makeover
Learn how one NAIFA member helped a widowed client transfer her IRA assets and save thousands of dollars in taxes.
- Planning for Retirement
This task no longer ends when your clients
- Variable Annuities and You
During a recent NAIFA EduCall, a veteran producer shared what you need to know about marketing these flexible financial tools.
- The New Face of Retirement
Understand what your new role will be as Boomers approach—and redefine—retirement.
- Roadblocks to Retirement Savings
Help your clients avoid these eight obstacles to a secure retirement.
- Tapping Into Annuities
Get on the fast track to building a profitable practice.
- It’s Not Too Late to Catch Up
Your clients can still set up retirement plans and cut taxes.
- Retirement Planning With VUL
When used properly, VUL can be an effective supplemental investment tool.
- Income-Planning Strategies
VAs help clients prepare for retirement and overcome income-planning obstacles.
- How Much Money Is Enough for Retirement?
Helping your clients calculate their retirement-income needs is an invaluable service.
- Securing a Happy Retirement
Whether your clients are late to the game or ahead of the plan, they should adopt a balanced approach to financial planning.
- Preparing for Retirement
Those nearing retirement age are facing new and bigger
challenges than previous generations. That means your
challenges in helping them are new and bigger as well.
- Retiring with Tax-Free Income
This tip will help clients understand the benefits of
life insurance after retirement.
- Ten Key IRA Planning Mistakes
Knowing what missteps to avoid and why will keep your
clients financially healthy.
- Qualified Plans to Recession-Proof Your Business
Small-business 401(k)s can provide a consistent stream of revenue.
- The 10-Percent Principle
If your clients live on 90 percent of their income, they will accumulate substantial assets.
- Pursuing Passions
Hobbies are a great source of laughter during retirement.
- Sailing Into Retirement
Insurance products are making a retirement-planning comeback, and may be the lifeboat your clients need in unsure financial waters.
- Critical Retirement Decisions
With your help, clients don’t have to work during retirement.
- Sales Polish for VAs
Learn six tips for getting back on track selling variable annuities.
- The Smart Way to Sell Annuities
Direct mail is one of the best methods to create a steady flow of annuity prospects.
- Managing Gold Mines
With proper asset allocation, your client’s retirement money will last a long time.
- Should You Retire Early?
In most cases, it makes
sense to take the benefits earlier rather than later.
- Redefining Retirement
You still own the “farm” and control how you’ll live.
- Assessing Retirement Income
You can use replacement ratio and actual-expense methods to assess retirement income.
- How to Make Retirement Money Last
For your client, a key strategy is a realistic view of life expectancy.
- Profiting From Retirement Planning
Advisors with comprehensive, easy-to-understand plans will get most of the business.
- Sheltering Your Clients’ Nest Egg
Annuities are sound investments,
but they must be properly structured to achieve their fullest potential.
- Recipe for Retirement
Investment diversification is the key to a lengthy retirement
- Opportunity Knocks With Plan Rollovers
In today’s tight labor market, folks are constantly on the move. This can create important opportunities for you to assist your clients with asset accumulation and allocation.
- Your Retirement Exit Plan
A top-down strategy for getting money out at retirement can have a dramatic effect on lowering future taxes.