Author Archives: Ayo

The Second Responders

The other day from my office window, about a mile away, I saw a hugh plume of black smoke billowing up to the sky. You probably have had the same experience and you thought to yourself:” I  hope no one is hurt. I hope everything is OK, because it does not look OK.” Seconds later, you see the usual cast ...

Read More »

Ameritas CEO Announces Officer Election

Ameritas President and CEO Bill Lester has announced the following officer election, effective March 1, 2020. Lined Mason was elected vice president, policy services for the individual division of Ameritas.   Her previous position was  second vice president of new business. Mason earned an associate degee in business management from LaGuardia Community College, and a B.A. degree in business management from ...

Read More »

Call for Nominations!

May 13 is the deadline for nominations for Advisor Today’s Four Under Forty Award Program. Nominating a NAIFA member is easy. Just visit www.advisortoday.com and complete the 2020 Nomination Form. Don’t delay! Submit your form today and help us identify an outstanding NAIFA member!

Read More »

Dealing with COVID-19

One of the most influential books I’ve ever read is a book titled, “Learned Optimism,” by Dr. Martin Seligman. In the book, Dr. Seligman explains that pessimism and optimism are not personality traits; instead, they ae behaviors that can be learned or un-learned. Simply put, a negative person can LEARN to be a positive person, and a positive person can ...

Read More »

Advisors Adjust Their Practices in Light of COVID-19

A LIMRA survey of 550 advisors revealed how they are adapting to meet the needs of their clients as the country faces the safety and economic challenges caused by the coronavirus pandemic. A total of 63% of advisors say their practices have been significantly disrupted because of the coronavirus; while another 28% note having been moderately disrupted. Seven in 10 ...

Read More »

April is Financial Literacy Month!

It is now National Financial Literacy Month, an excellent time to review your clients’ financial literacy levels and work with them to enhance and improve them. During Financial Literacy Month, organizations across the country are conducting a variety of events and campaigns designed to improve the financial literacy of the nation and promote financial well-being for all consumers. As you ...

Read More »

U. S. Chamber of Commerce Creates Guide for Small Businesses

The U.S. Chamber has created a new step-by-step guide to help small businesses access billions in emergency loans created by the CARES Act. Click here to view the guide. Additionally, the Chamber compiled a state by state illustration of how much aid is available under the Small Business Paycheck Protection Program, created as part of the CARES Act. The interactive ...

Read More »

Americans Rattled Over Market Volatility

With the stock market experiencing some of the biggest swings in history and the bull run officially over, Americans are concerned that the worst is yet to come. But the good news is, they are not panicking quite yet. The latest Quarterly Market Perceptions Study from Allianz Life Insurance Company of North America finds Americans are worried, but trying to ...

Read More »

Avoiding Scams

When catastrophe strikes, it’s common nature to feel the urge to band together and unite towards a common goal. Leaders from small town neighborhoods all the way up to the President have done just that in light of the chaos and confusion created by the novel coronavirus—COVID 19. Unfortunately, there is a subset of the population who prey on weakness, ...

Read More »

Making the Most of a Crisis

    COVID-19 is presenting us with new challenges each day. But no matter the crisis we are currently facing, it is up to all of us to handle it with optimism and kindness. The crisis is temporary but the lessons we are learning from it are lasting.      In addition to working with clients remotely, here are a few things you ...

Read More »