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Debt Down, Confidence Up

Although confidence is still a long way from the historic highs seen during the 25-year history of the Retirement Confidence Survey, 22 percent of workers now say they are very confident about having enough money to live comfortably throughout their retirement years. That’s up from 18 percent last year and a record low of 13 percent in 2013. The 2015 Retirement ...

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LUTCF Scholarship Winners Announced

NAIFA and the College for Financial Planning (CFFP) are proud to announce the winners of two full LUTCF® scholarships.  Each scholarship recipient will receive tuition credits for each of the three courses that comprise the LUTCF designation program, and each recipient will have three years to use the tuition credits. The LUTCF designation is designed to provide agents and new ...

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Worksite Sales Increased 5 percent in 2014

The latest results from LIMRA’s U.S. Worksite Sales survey show that voluntary benefits sales increased 5 percent in 2014, compared to 2013. Leading the way, vision insurance sales increased 24 percent last year, followed by critical illness at 19 percent, and accident insurance at 12 percent.  Each of these products has grown by 12 percent or more in the past ...

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Americans Continue to Overestimate Cost of Life Insurance

Cost is the reason most Americans give for not owning life insurance, according to the 2015 Insurance Barometer Study, released recently by Life Happens and LIMRA. Yet, 80 percent of consumers misjudge the price for term life insurance, with Millennials overestimating the cost by 213 percent, and Gen Xers overestimating the cost by 119 percent. Nearly one third (30 percent) ...

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Americans Roll the Dice with Their Most Valuable Asset – Their Income

The chances of being the victim of a home robbery are one in 36[1]; however, the chances of becoming disabled and losing income during the course of one’s career is one in four. [2] In spite of this, the results from a recent survey show that only 40 percent of Americans have disability income insurance to protect their incomes. The ...

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Steer Clients Clear of These Common Retirement Planning Mistakes

Webinar: Thursday, May 14, 2015 There is much more to retirement planning than funding your IRA. In this engaging and informative webinar Kristen MacKenzie, with the College for Financial Planning, will show you how to avoid the mistakes that can make the difference between financial independence and needing to return to work.

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Putting Life Insurance on the Millennial Shopping List

By Keith Bossey Although many agents are eager to increase sales to the Millennial generation, they appear to be having limited success. Millennials are 33% less likely than typical adults to have policies, and less than two in 10 are planning to buy coverage in the next 12 months. This is according to GfK MRI’s Survey of the American Consumer. ...

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May is Disability Insurance Awareness Month

Each May, Life Happens coordinates Disability Insurance Awareness Month. This campaign offers you the perfect opportunity to talk to people in your community about their disability income insurance needs—at a time when it may already be on their minds. Life Happens offers you a wide range of tools and resources to make that job easier. These include prewritten social-media content, ...

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