Advisor Today Blog

Trends in Employers’ Health Plans

According to the 2014 United Benefit Advisors Health Plan Survey, employers continue to shift a greater share of expenses to employees through out-of-pocket cost increases and reductions in family benefits. They are also delaying many effects of the Patient Protection and Affordable Care Act (PPACA) by utilizing an early renewal strategy. United Benefit Advisors is an independent employee-benefits advisory organization with ...

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In Memoriam: John Peterson

NAIFA regrets the death of former NAIFA Trustee and Secretary John Peterson, who passed away earlier this month in Tulsa, OK. He was 89 years old. Peterson was a Fuller Brush salesman before joining Tennessee Life Insurance Company. He was the leading agent for Tennessee Life after the first month and maintained that position until he graduated from the Institute ...

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Declining Ranks of Financial Advisors Creates Opportunities for Those New to the Profession

There are 39,000 fewer financial advisors today than there were in 2008, according to research by Cerulli Associates. The primary cause? An aging advisor force has led to a wave of retirements. The Cerulli data indicate that more than half of current advisors are older than 55, and an additional 100,000 of them will retire in the next 10 years. ...

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Could Life Insurance be the Best Valentine’s Day Gift?

Roses, chocolate and jewelry immediately come to mind when thinking about gifts on Valentine’s Day, but if the point is to show affection for loved ones, why wouldn’t life insurance be considered the best Valentine’s Day gift one could give? According to the National Retail Federation, Valentine’s Day shoppers in 2015 will show their love by spending an average of ...

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Top 5 Life Insurance Plans Every Advisor MUST Know

 Thursday, Feb 26 3:00 PM – 4:00 PM EST Join Nick Palaveda, MBA, J.D., LL.M and Max A. Coulliette, CFP®, CLU, ChFC as they provide you with a detailed analysis of the top 5 life insurance plans. Their countdown includes the features and benefits of each plan along with important rules that you need to know. Packed with vital information, ...

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They Buy It Because They Love Someone

We all know that stats and numbers don’t convince people to buy life insurance. People buy life insurance because they love someone and want to make sure they’d be OK financially if the unexpected were to happen. That is the essence of the Insure Your Love campaign, which Life Happens coordinates in February. It’s the perfect way to ramp up ...

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The Guardian Names NAIFA-New York State President Managing Director& SVP of Wealth Advisory Group

NAIFA-New York State is pleased to congratulate its current President, Lawrence J. Holzberg, LUTCF, (Commack) on his appointment as Managing Director of the Guardian (New York) and Senior Vice President of Wealth Advisory Group LLC., (WAG) (New York; New York City & Albany). Mr. Holzberg joined Guardian and WAG in his new position effective February 1, 2015, where he brings ...

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NAIFA-New York Works to Make Regulation 60 Less Burdensome

Thanks largely to the lobbying efforts of NAIFA-New York State, the New York State Department of Finances has amended Regulation 60 to allow insurers to accept applications immediately and issue disclosures later, before the policy goes into effect. This will speed up the processing of applications and reduce the difficulty of complying with the regulation for consumers and advisors. It ...

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Understanding Social Security Benefits

Date: Wednesday, Jan 28, 2015 Time: 3 PM – 4 PM EST Presenter: Vonda VanTil, Social Security Administration Register here. With 80 million baby boomers eligible for Social Security retirement benefits and many in their disability-prone years, it is inevitable that your clients either already are or will be addressing Social Security questions and concerns with you. This Webinar will ...

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