Advisor Today Blog

What’s Ahead for LTCI in 2015?

Single-digit growth in long-term-care insurance sales, along with heightened interest in asset-based products, is forecast for 2015, according to the American Association for Long-Term Care Insurance. “We expect to see sales of traditional long term care insurance grow both in terms of policies and premium written,” predicts Jesse Slome, executive director of the AALTCI. “The growth should be in the ...

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NAIFA mourns passing of CEO Dr. Susan B. Waters

NAIFA statement on the death of CEO Dr. Susan Waters, DM, CAE Falls Church, Va. – Dec. 16, 2014 – The National Association of Insurance and Financial Advisors is saddened to announce the death of Dr. Susan B. Waters, Chief Executive Officer of NAIFA. Dr. Waters, 63, died unexpectedly today at her home in Washington, D.C. “Susan’s passing is a ...

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Timeless Truisms

Every now and then, we come across a phrase or saying that captures our attention.

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Permanent or Term Life? There Is No One-Size-Fits-All Answer

Different clients have different needs. It’s a simple truth, and the main reason the advice and services of insurance and financial advisors is so valuable to American families. How many times have you picked up a magazine or newspaper and read a piece by a personal finance personality advising all of his or her readers to avoid permanent life insurance ...

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New Research Quantifies Value of Long-Term-Care Insurance

A new report from the American Council of Life Insurers (ACLI) finds that private long-term-care insurance (LTCI) can save Medicaid $47.7 billion and reduce consumers’ out-of-pocket expenses to pay for care by $69 billion. The report, “Who Will Pay for Our Long-Term Care,” also shows that women are at a higher risk of needing long-term care than men. “After age 65, ...

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A Letter to My Colleagues

Hello Industry Colleagues: I can’t believe it’s already December! I remember that almost exactly at this point last yea, I saw an email from the LIFE Foundation (now Life Happens) about its Real Life Stories program. I’ll be honest. I didn’t give it a lot of thought—it’s a pretty busy time of the year. So I set it aside. But ...

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Deadline for Real Life Stories Fast Approaching

The deadline to submit an application for Life Happens’ Real Life Stories Client Service Recognition Program is January 2, 2015, at 3:00 P.M. Eastern Time. Submit your true client story about how life insurance, disability income insurance or long-term-care insurance saved the day and you could win: A professional video, featuring you and your client, distributed nationally. A professional flyer made ...

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